Income Replacement Calculator

How much capital do you need to replace your paycheck from dividends alone? Pick a basket. Get the number.

Free Dividend & Investing Calculators for Beginners

Free dividend & investing calculators

Plug-and-play, beginner-friendly tools. Every calculator includes a "How It Works" walk-through so you understand the formula, not just the answer.

Dividend Yield Calculator - convert a dividend payment into an annual yield percentage.
Compound Interest Calculator - see how an investment grows with reinvested earnings.
Annualized Return (CAGR) Calculator - turn a multi-year gain into an apples-to-apples yearly rate.
DRIP Calculator - project a dividend reinvestment plan over many years.
Dollar-Cost Averaging Calculator - estimate the future value of fixed monthly contributions.
S&P 500 Return Calculator - compare any custom return assumption against the historical index.
Stock Return Calculator (Price-Only) - see what your $10k would have done over 1y, 5y, 10y, or a custom range. Pairs with the Total Return calculator for the dividend-impact contrast.
Stock Total Return Calculator (with Dividends Reinvested) - the dividend-inclusive sibling: see CAGR, real (inflation-adjusted) return, and exactly how much dividends + reinvestment compounding added on top of the price-only baseline.

What is YieldChampion?

How It Works - How does this site work?

YieldChampion is a free, ad-supported library of dividend and compound-interest calculators. Every calculator is paired with a from-zero explainer (see the "How It Works" section on each page) and an info tooltip on every term that might be unfamiliar. We never sell you anything, we never collect personal data, and we never tell you to buy or sell.

One number you will see across the site is the Basic Dividend Formula (BDF): the amount of capital you would need today, at the current price and dividend, to generate one dollar of monthly dividend income forever. It is a single tangible anchor for comparing very different stocks - $5 monthly REITs versus $400 quarterly blue chips - on equal footing.

Not financial advice. For informational and educational purposes only. Numbers come from public market data and may be stale. Always consult a licensed financial advisor before making investment decisions.